It's strange that with all of the research I've done on personal finance over the years, I never created a webpage that talks about personal finance. It's time to change that. With some luck I'll get some "Guest Contributors" to help me with some pages.
If you’re the kind of person that likes to just skip to the end of book, I can tell you everything you need to know in one paragraph.
Save 15%-20% or more of your gross salary for 20-30 years. Invest your savings in a set of diversified index funds and preferably within a tax deferred vehicle such as a 401K or IRA. Retire and withdrawal no more than 4% of the total of your savings every year. Done.
That's pretty much it. Start Saving, Invest your Savings, and Retire. If you would like a few more details, read the 101 below.
"You Work Hard, So You Owe It to Yourself to Manage Your Money" - Kristin Wong
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